Kirk and Associates is a Senior Market Insurance Firm specializing in Medicare Supplements, Medicare Prescription Drug Plans, Long Term Care Insurance, Final Expense Life Insurance, Funeral Plans, Annuities and Retirement Planning. We have served America's seniors loyally for over 22 years. Our major strength is our experienced Local Field Agents and our knowledgeable home office customer service staff. We quote you the lowest rates available for your coverage requirements. We are there alongside you working through the maze of confusing choices. Over 25,000 clients turned to us last year with their insurance and financial concerns. Our advice is reliable and trustworthy. This gives you the best coverage for the least premium. We work for you, the client, not the Insurance Company. Its that simple. Why not give us a try? Put us to the test. Request a quote using our automatic quote request. See if you can save $300 to $600 per year on your health insurance premiums or increase your interest rate on your savings. Many clients have. Give us a call or e-mail us with a question. We even make house calls. Or ,if you prefer, just stop by one of our offices for a visit. We are here to guide you.
Service Strength Stability
OFFERING Phil Kirk CA License # 0677949
Medicare Supplements : we quote the best rates for your age, health and coverage needs. Still the most comprehensive and reliable of all the Medicare Coverage's.
Medicare Prescription Drug Plans: give us your drug list and we will find the best coverage and co pays for the least amount of premium. Let us do the work. Plans change in 2007. Should you shop plans? Yes you should. Open enrollment begins 11-15-2008 and ends 12-31-2008. Don't get stuck with an inadequate plan. Ask for a quick quote form. Its simple to fill out and we will compare all the major plans for you. Easy Peasy.
Medicare Advantage Plans : This is a great alternative to traditional Medicare Supplements. Many plans are available for $0 premium. Ask us about the Advantages and Disadvantages of these plans and where they are available. We know the answers and are here to help. We carry all Major Plans. We are the Medicare Advantage Experts.
Annuities: a great alternative to CDs and Savings Accounts! WE offer A+ Rated companies that pay Interest rates as High as 7.5%. Fully Secure and Guaranteed. Save on Taxes and get more interest.
LongTerm Care Insurance: These Plans pay for care in the Nursing Home, Assisted Living Facilities, Residential Care Facilities or right in Your Own HOME. They qualify for Tax deductions and are a great way to protect your estate for your children's inheritance. They are often quite affordable. Request a quote and see for yourself.
Funeral Plans : The best time to prearrange services is while you are vibrant and healthy. It allows you to make decisions with a clear head, without the pressures of illness or circumstance. Our families find that prearranging is a surprisingly positive experience that makes them feel unburdened and in control of their lives. Some view it as a matter of getting their estate in order; others see it as a sound investment. Overall, it will help relieve your family at one of the most difficult times.
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