Effective Date: 11/19/2020
Kirk & Associates, collectively, “We,” “Us,” or “Our,” believes it is important for you to know and understand how our website collects and uses your information, and the steps we take to protect your privacy. Please read this privacy policy carefully.
Please note that this privacy policy only applies to this website, https://ka-ins.com By accessing this website and/or using our service, you agree to abide by this Privacy Policy and our Terms and Conditions.
Information you provide and how we use it
Kirk & Associates uses this website to collect two (2) kinds of information: personally-identifiable information and non-personally-identifiable information.
Personally-identifiable information:
When you use our Service, you are authorizing the sharing of your inquiry and your personally-identifiable information with vendors who provide data analytics insights and to other businesses that provide services that match your inquiry or may provide other valuable services to you. The personally-identifiable information we collect may include, but is not limited to:
- Name
- Address
- Email address
- Phone number
- Demographic information
- Credit information
- Health information
- Other financial information
Non-personally-identifiable information:
While you are visiting this website, our hosting service will automatically track information that may include but is not limited to:
- IP addresses
- Referral information
- Browser details
- Number of page views
- Number of repeat visits
- Internet Service Provider
- Region or geographic location
When you provide your information, you consent to be contacted via automatic telephone dialing system, by artificial/pre-recorded message, by text message at the telephone number you provide, and/or by receiving mail and email at the mailing and email addresses you provide from or on behalf of Kirk & Associates, insurance carriers or their agents, and partner companies.
Your cellular carrier’s message and data rates may apply. Kirk & Associates does not charge you for sending or receiving text messages.
Please note that insurance institutions and other services who subscribe to our system may provide insurance products and other services. By submitting your information to us, you are also authorizing these businesses to contact you directly by mail, email, telephone, or text message with information about insurance products or other services they offer.
You expressly consent to receive phone calls and email regardless of whether you are on any Federal or state DNC (“Do Not Call”) and/or DNE (“Do Not Email”) list or registry. If you provide your information and we contact you, or you contact us, we may keep a record, including but not limited to telephone recordings, email logs, and chat logs, of your interaction with us.
You may also provide personal information about other people in your household, such as their name, date of birth, and gender. This information is only used for the sole purpose of completing your request.
Opting Out
You may revoke your consent for us to contact you at any time. If you no longer wish to receive communications from Kirk & Associates or our affiliated marketing partners, you may opt-out of receiving them by following the instructions included in each newsletter or communication, or by emailing us at [email protected] or calling us at 1-812-849-0829 or writing to the address below:
Kirk & Associates
602 West Main Street
Mitchell, IN 47446
If your personal information changes and you wish to correct, update, amend, or remove your personal information, please contact us. We may retain portions or all of your information as needed to provide you services, comply with our legal obligations, resolve disputes, and enforce our agreements.
Tracking Technologies
Technologies such as: cookies, beacons, tags, and scripts are used by Kirk & Associates and our partners, affiliates, or analytics and service providers. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site, and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.
As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.
We may combine this automatically-collected log information with other information we collect about you. We do this to improve and market goods and services we offer you, analytics, or site functionality.
How we protect and secure your information
The security of your personal information is important to us. When you enter sensitive information (such as a health and financial information) on our order forms, we encrypt the transmission of that information using secure socket layer technology (SSL).
California residents privacy rights
Companies that collect personally-identifiable information from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties.
Kirk & Associates has elected the second option, and you may request that your personally-identifiable information not be shared with third parties by sending your request, including your full name, email address, and postal address to:
Kirk & Associates
602 West Main Street
Mitchell, IN 47446
In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 1-916-445-1254 or 1-800-952-5210; or by email to [email protected].
CAN-SPAM Compliance
Kirk & Associates is committed to be compliant with all Federal regulations, including the Federal CAN-SPAM Act of 2003.
Kirk & Associates only sends email to those of our visitors who have “opted in” to receive these communications. Individuals “opt in” to our email communications by voluntarily providing us with their email address and submitting a form that acknowledges their agreement with our Terms of Use and Privacy Policy.
You may “opt-out” of any communication from Kirk & Associates at any time. Use the “unsubscribe” link at the bottom of any email you receive from Kirk & Associates, and we will remove you from our mailing list. In addition, you may contact us at the address above and request to be removed from our mailing list.
Occasionally, Kirk & Associates will partner with a third party who may provide additional relevant email advertisements to our consumer’s requests.
Unsubscribing from communications from Kirk & Associates does not guarantee that you will no longer receive communications from our third party partners; you must contact that third party directly.
Be advised that we cannot control the policies of our third party partners, nor can we guarantee or represent their compliance with the CAN-SPAM Act or any other state or Federal law.
Links to other websites
This website may feature links to other websites owned and operated by third parties. Be advised that Kirk & Associates is not responsible for the content or services of these third party sites. Privacy Policies and Terms of Use, if any, of these third party sites may differ from Kirk & Associates’s Privacy Policy and Terms of Use. We encourage you to read the Privacy Policies and Terms of Use of any website you visit.
Information from minors
Kirk & Associates does not knowingly solicit or collect information from anyone under the age of 13.
Changes to this policy
Kirk & Associates reserves the right to modify this privacy policy at any time, so please review it frequently. An updated copy of this Privacy Policy will be clearly posted and accessible on this website at all times.